Carrick Neill Golfers Policy Premiums from only £20
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Your questions answered...
Q If I have a claim, is it paid in full?
A No. There is an excess of £25 which applies to all claims for golf equipment, personal effects, hiring of golf equipment overseas and dental treatment.

Q If I am unfortunate enough to have been made redundant, how long do I have to wait before I can claim for my annual club fees?
A Providing you are made redundant after taking out this policy and have been employed full-time with the same employer for twelve months prior to being made redundant, this benefit can be claimed immediately and the benefit is payable quarterly in arrears.

Q What happens if following an accident whilst playing golf I become disabled and I am then made redundant because I cannot do that job, can I claim under both sections of the policy to reclaim my annual club fees?
A No. You can only claim under one section.

Q Is this an annual policy?
A Yes. It lasts for twelve months and it is renewable at the end of this period.

Q Other members of my household play golf. Can they be included in the policy?
A Yes, subject to the additional premium and providing the child is resident with the insured and in full-time education.
Carrick Neill & Co. Limited, 49 Manor Place, Edinburgh, EH3 7EG Tel:0131 225 7777
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