Key Facts/Policy Features
SUMMARY OF COVER
GOLFING EQUIPMENT AND PERSONAL EFFECTS
We will cover you and each person insured under the policy, for loss or accidental damage to your golfing equipment, up to £2,500 and personal effects, up to £350, in the United Kingdom unless Europe or Worldwide cover is selected. All claims will be settled on a "New for Old" basis.
Significant Exclusions or Limitations
• First £25 of a claim.
• Theft from an unlocked vehicle.
PERSONAL LIABILITY
Insurers will pay up to £5,000,000 (including costs) for any single event in respect of your legal responsibilities for accidental injury to anyone or accidental damage to property when participating in any golfing activity in the United Kingdom.
Significant Exclusions or Limitations
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Cover only applies if an action is brought against you in a Court of Law within the UK unless European or Worldwide cover is selected |
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Any wilful or malicious acts |
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Damage to your own property. |
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Liability arising from the use of a motor vehicle including
ride-on golf buggies. |
PERSONAL ACCIDENT
Insurers will pay the following benefits should you sustain bodily injury when participating in any golfing activity.
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Death £50,000 |
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Loss of at least one limb or at least one eye £50,000 |
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Permanent total disablement from engaging in any gainful
occupation £50,000. |
Significant Exclusions or Limitations
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Caused, contributed to or aggravated by any physical defect, disease or illness prior to any accident to which this policy covers |
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Maximum amount payable for any insured person under the age of 16, at the time of injury, is £1,000. |
HOLE IN ONE
£150 will be paid for this achievement.
Significant Exclusions or Limitations
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Applies only to a Hole in One being achieved in an official golf club competition or Area or National competition in the United Kingdom. |
DISABILITY
Reimbursement of your annual home golf club fees if you are unable to play golf because of accidental injury whilst participating in any golfing activity.
Significant Exclusions or Limitations
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12 months maximum payment |
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No payment for the first 4 weeks of incapacity |
INVOLUNTARY REDUNDANCY
Reimbursement of irrecoverable annual golf club fees in the event of your involuntary redundancy.
Significant Exclusions or Limitations
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Maximum payment of £1,000 over 12 months |
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6 months if on a Government Training Scheme. |
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DENTAL TREATMENT
Cover for accidental bodily injury whilst participating in any golfing activity resulting in you requiring dental treatment.
Significant Exclusions or Limitations
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Maximum amount payable is £500 |
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First £25 of a claim |
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Cover only applies in the United Kingdom unless European or Worldwide cover is selected. |
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